How Much Are Closing Costs in NH

🏡 How Much Are Closing Costs in New Hampshire?

Closing costs in New Hampshire usually range from 3%–5% of the purchase price. These expenses cover all the fees associated with transferring ownership, securing your loan, and legally closing on a home.

In Central NH — including Plymouth, Campton, Thornton, Ashland, Bristol, and Rumney — buyers should expect total closing costs between $7,500 and $12,000, depending on home price and loan type.

Here’s a full breakdown.

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What Do Closing Costs Include in NH?

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1. Lender Fees

Underwriting fee

Processing fee

Loan origination

Credit report fees

These vary lender to lender.

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2. Attorney Fees (NH is an attorney state)

A closing attorney handles:

Title work

Deed preparation

Settlement coordination

Closing-day signing

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3. Title-Related Costs

Title search

Title insurance

Recording fees

This protects you from issues like unpaid taxes or ownership disputes.

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4. Appraisal Fee

Typically $500–$700 in NH, often paid upfront.

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5. Prepaid Items

These are required regardless of loan type:

Homeowners insurance

Property taxes

Mortgage interest

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6. Escrow Setup (for taxes/insurance)

Many NH loans require an escrow account to be funded at closing.

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Typical NH Closing Cost Range

Home Price

Estimated Closing Costs

$250,000

$7,500–$10,000

$350,000

$10,500–$14,000

$450,000

$13,500–$18,000

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Q&A

Q: How much are closing costs in NH?

A: Expect 3%–5% of the purchase price, depending on your lender, loan type, and property.

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Jim Johnson Real Estate

Phone: 857-249-7392

Serving Plymouth, Campton & Central New Hampshire

Brokered by Three Hills Real Estate Service