What Is a Seller’s Net Sheet in NH Real Estate?

🏡 What Is a Seller’s Net Sheet in NH Real Estate?

If you’re planning to sell a home in Plymouth, Campton, Thornton, Rumney, Ashland, or anywhere across Central NH, one of the most important documents your agent provides is a seller’s net sheet.

This estimate helps you understand exactly how much money you’ll walk away with after closing.

Here’s how it works for NH homeowners.

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What Is a Seller’s Net Sheet?

A seller’s net sheet is a detailed breakdown showing:

✔ Expected sale price

✔ Mortgage payoff

✔ Closing costs

✔ Real estate commissions

✔ Taxes and prorations

✔ Title fees

✔ Potential repairs or concessions

✔ Estimated cash the seller will receive

It’s basically a “profit estimate” before you list.

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Why NH Sellers Need a Net Sheet

A net sheet helps homeowners:

✔ Understand their true profit

✔ Decide whether now is the right time to sell

✔ Compare different listing prices

✔ Avoid surprises at closing

✔ Plan their next purchase

In Central NH’s changing market, knowing your numbers upfront is crucial.

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What’s Included in a NH Seller’s Net Sheet?

Most net sheets include:

1. Estimated Sale Price

Based on your agent’s CMA and current market conditions.

2. Mortgage Balance & Payoff

Your remaining loan amount with any early payoff fees.

3. Closing Costs

Attorney fees, tax stamps, title work, recording fees.

4. Taxes & Prorations

NH taxes may be prorated depending on closing date.

5. Agent Commissions

Typically split between buyer’s and seller’s agents.

6. Optional Costs

Repairs, concessions, septic pumping, well tests, etc.

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How Accurate Is a Seller’s Net Sheet?

Very accurate — as long as:

✔ Your mortgage payoff is up to date

✔ Market pricing is realistic

✔ You include all expected expenses

Your agent updates it again once offers come in for final numbers.

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Q&A

Q: Is a net sheet legally binding?

A: No — it’s an estimate. Final numbers come from your closing attorney.

Q: Can NH sellers get multiple net sheets?

A: Yes — you can compare different scenarios:

• Cash offer vs. financed buyer

• As-is sale vs. repairs

• Different list prices

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Keywords

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Jim Johnson — Real Estate Agent

58 NH Route 25A

Wentworth, NH 03282

P: (857) 249-7392

W: www.JimJohnsonRealEstateAgent.com

Licensed New Hampshire REALTOR® with Three Hills Real Estate Services

Broker Email: info@ThreeHillsRES.com

Broker Website: www.ThreeHillsRES.com