What Is a Seller’s Property Disclosure and Why Is It Important in NH?

🏡 What Is a Seller’s Property Disclosure and Why Is It Important in NH?

When buying a home in Plymouth, Campton, Rumney, Thornton, Ashland, or anywhere across Central NH, you’ll receive a Seller’s Property Disclosure.

This document outlines what the seller knows about the home’s condition — helping buyers understand potential issues before closing.

Here’s what NH buyers need to know.

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What Is a Seller’s Property Disclosure?

A seller’s disclosure is a form where the homeowner reports:

✔ Known defects

✔ Mechanical issues

✔ Water damage history

✔ Roof age or leaks

✔ Heating system details

✔ Septic or well concerns

✔ Past insurance claims

✔ Any repairs or upgrades

NH law requires sellers to disclose known, material defects — meaning issues that impact value or safety.

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Why Seller Disclosures Matter in New Hampshire

New Hampshire is a “caveat emptor” (buyer beware) state, but sellers must still disclose problems they know about.

A proper disclosure helps buyers:

✔ Avoid unexpected repair costs

✔ Understand the home’s history

✔ Compare disclosed issues with the inspection report

✔ Feel confident in the purchase

It also provides legal protection for both parties.

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Common Issues Listed on NH Disclosures

NH sellers often report:

✔ Water intrusion in basements

✔ Roof patches or prior leaks

✔ Septic system age or past failures

✔ Well water quality issues

✔ Electrical upgrades

✔ Foundation repairs

✔ Radon mitigation systems

These details help buyers plan for future maintenance.

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What Buyers Should Look For

📌 Inconsistencies

If something on the disclosure doesn’t match the inspection, ask questions.

📌 Age of major systems

Heating, roof, water heater, and septic are big-ticket items.

📌 Signs of past water damage

Especially common in older Central NH homes.

📌 Non-permitted work

Unpermitted additions or electrical work may require correction.

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Q&A

Q: Can a seller hide issues?

A: They can, but it’s illegal. If discovered later, the seller may face legal consequences.

Q: Does the disclosure replace an inspection?

A: No — it’s only what the seller knows. Always get a full home inspection.

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Keywords

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Jim Johnson — Real Estate Agent

58 NH Route 25A

Wentworth, NH 03282

P: (857) 249-7392

W: www.JimJohnsonRealEstateAgent.com

Licensed New Hampshire REALTOR® with Three Hills Real Estate Services

Broker Email: info@ThreeHillsRES.com

Broker Website: www.ThreeHillsRES.com