What Title Issues Commonly Delay a Closing in New Hampshire?

🏡 What Title Issues Commonly Delay a Closing in New Hampshire?

When buying or selling a home in Plymouth, Campton, Rumney, Thornton, Ashland, or anywhere in Central NH, title problems can slow down the closing process. A clean title is required before ownership can legally transfer — and certain issues can cause last-minute delays.

Here are the most common title problems NH homeowners should be aware of.

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Unreleased Mortgages

If an old mortgage wasn’t properly discharged, the title company must resolve it before closing. This is one of the most common issues.

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Boundary or Survey Disputes

Encroachments, unclear property lines, shared driveways, or right-of-way questions can delay or complicate a sale.

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Mechanics’ Liens

If a contractor was never paid for past work, they may have filed a lien that must be cleared prior to closing.

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Probate or Inheritance Issues

When a property is owned by an estate, missing probate documents or unclear heirship can slow down the closing timeline.

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Unrecorded Easements or ROW Issues

Old access agreements or shared driveways often surface during title review. These may need clarification or legal documentation.

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Errors in Public Records

Misspelled names, incorrect legal descriptions, or filing mistakes must be corrected before ownership can transfer.

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Unpaid Taxes or Assessments

Outstanding property taxes, water bills, or association fees must be paid before closing can occur.

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How Buyers & Sellers Can Avoid Delays

Requesting a title search early and working closely with your agent and title company prevents last-minute surprises. Most issues can be resolved — as long as they’re found ahead of time.

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Keywords

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Jim Johnson — Real Estate Agent

58 NH Route 25A

Wentworth, NH 03282

P: (857) 249-7392

W: www.JimJohnsonRealEstateAgent.com

Licensed New Hampshire REALTOR® with Three Hills Real Estate Services

Broker Email: info@ThreeHillsRES.com

Broker Website: www.ThreeHillsRES.com