What Is a Home Warranty and Should You Get One in New Hampshire?
- Jim Johnson
- Nov 18
- 2 min read
🏡 What Is a Home Warranty and Should You Get One in New Hampshire?
When buying a home in Plymouth, Campton, Thornton, Rumney, Ashland, or anywhere in Central NH, you may hear agents or sellers mention a home warranty.
But what is it — and is it worth it?
Here’s everything you need to know.
⭐
What Is a Home Warranty?
A home warranty is a service contract that covers the repair or replacement of major systems and appliances in a home due to normal wear and tear.
It is not the same as homeowners insurance.
⭐
What Does a Home Warranty Cover?
Coverage varies by company, but most warranties include:
✔ Home Systems
Heating systems
Electrical systems
Plumbing systems
Water heaters
HVAC components
✔ Appliances
Refrigerators
Ovens
Dishwashers
Washers & dryers
Built-in microwaves
Some plans also offer optional coverage for:
Septic systems
Well pumps
Standalone freezers
Sump pumps
Pools & hot tubs
⭐
What Does a Home Warranty NOT Cover?
Most warranties do not cover:
❌ Pre-existing conditions
❌ Improper installation
❌ Cosmetic issues
❌ Structural repairs
❌ Roof leaks (unless add-on)
❌ Chimneys or wood stoves
Always read the fine print before purchasing.
⭐
How Much Do Home Warranties Cost?
Typical costs in New Hampshire:
➡️ $450–$750 per year for a basic plan
➡️ $700–$1,200 per year for expanded coverage
Service call fees usually range $75–$125 per visit.
⭐
Should You Get a Home Warranty?
A home warranty can be especially valuable if:
✔ You’re buying an older home
✔ Major systems are nearing end of life
✔ You don’t want surprise repair bills
✔ You’re a first-time homebuyer
✔ You’re buying without extra cash reserves
In rural areas like Rumney or Thornton, service availability can vary, so response times may differ vs. city locations.
⭐
Can Sellers Offer Home Warranties?
Yes — sellers sometimes include one to make their home more appealing and reduce post-closing issues.
❓
Q&A
Q: Does a home warranty replace homeowners insurance?
A: No. Insurance covers damage from fire, storms, or accidents. A home warranty covers repair/replacement of systems and appliances.
📌
Keywords
home warranty nh, new hampshire home protection, plymouth nh home buying, campton nh warranty tips, thornton nh homeowner guide, rumney nh real estate, central nh home systems coverage
Jim Johnson Real Estate Agent
58 NH Route 25A
Wentworth, NH 03282
P: (857) 249-7392
Licensed New Hampshire REALTOR® with Three Hills Real Estate Services
Broker Email: info@ThreeHillsRES.com
Broker Website: www.ThreeHillsRES.com
Comments