What Is a Seller’s Disclosure in New Hampshire?

🏡 What Is a Seller’s Disclosure in New Hampshire?

If you’re buying or selling a home in Plymouth, Campton, Thornton, Rumney, Ashland, or anywhere in Central NH, you’ll come across something called a Seller’s Property Disclosure.

But what exactly is it — and how does it protect both buyers and sellers?

Here’s everything you need to know.

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What Is a Seller’s Disclosure?

A seller’s disclosure is a document where the seller reports any known issues with the property.

This includes the condition of:

✔ Roof

✔ Foundation

✔ Septic system

✔ Water system (well or town)

✔ Heating system

✔ Electrical

✔ Plumbing

✔ Appliances

✔ Structural or moisture problems

✔ Past repairs

✔ Property boundaries

✔ Environmental concerns

The goal is to give buyers a clear picture of the home’s condition.

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Are Seller Disclosures Required in New Hampshire?

New Hampshire is a “caveat emptor” (buyer beware) state, meaning sellers aren’t required to disclose everything — but they ARE required to disclose certain things, including:

✔ Lead paint (homes built before 1978)

✔ Radon results, if tested

✔ Water quality results

✔ Known hazardous materials

✔ Known structural or septic failures

✔ Material defects that could affect value

Even though NH is buyer-beware, most sellers still complete the standard disclosure form for transparency.

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Why Disclosures Matter for Buyers

A seller’s disclosure helps buyers identify potential issues before making an offer or scheduling inspections.

Buyers should look for:

⚠️ Roof age

⚠️ Septic or well problems

⚠️ Past water intrusion

⚠️ Foundation cracks

⚠️ Electrical or plumbing updates

⚠️ Any “unknown” or blank areas (red flags)

Your agent can help interpret unclear sections.

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Why Disclosures Matter for Sellers

Providing a disclosure protects sellers from future legal claims.

It shows:

✔ You acted in good faith

✔ You reported known issues

✔ You weren’t hiding major defects

A complete disclosure can prevent disputes after closing.

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Common Issues Seen in Central NH Disclosures

In towns like Plymouth, Thornton, Rumney, and Campton, disclosures often note:

Older roofs

Aging septic systems

Wells with low flow

Seasonal water runoff

Wood stove or chimney issues

Older electrical panels

Past ice damming

These are normal for the area but should be reviewed carefully.

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Q&A

Q: Can a buyer back out if the disclosure reveals problems?

A: Yes — if the issues are significant, a buyer can walk away before signing the purchase contract or use the inspection to negotiate repairs or credits.

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Keywords

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Jim Johnson Real Estate Agent

58 NH Route 25A

Wentworth, NH 03282

P: (857) 249-7392

W: www.JimJohnsonRealEstateAgent.com

Licensed New Hampshire REALTOR® with Three Hills Real Estate Services

Broker Email: info@ThreeHillsRES.com

Broker Website: www.ThreeHillsRES.com