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What Is Marketable Title in NH Real Estate?
🏡 What Is Marketable Title in NH Real Estate? When buying a home in Plymouth, Campton, Thornton, Rumney, Ashland, or anywhere across Central NH, one of the most important concepts in the closing process is marketable title. Marketable title determines whether a seller can legally transfer clean, undisputed ownership to a buyer. If the title isn’t marketable, the sale can stall, fall apart, or require legal action to resolve. Here’s what NH buyers need to know. ⭐ What Is Mark
Jim Johnson
3 days ago2 min read
What Is a Lis Pendens in NH Real Estate?
🏡 What Is a Lis Pendens in NH Real Estate? When buying a home in Plymouth, Campton, Rumney, Thornton, or anywhere across Central NH, you may come across the term lis pendens during a title search. A lis pendens is a serious legal notice that can affect ownership, delay closing, or even block a sale entirely. NH buyers need to understand what it means and how it impacts the property they’re considering. Here’s what you should know before moving forward. ⭐ What Is a Lis Penden
Jim Johnson
3 days ago2 min read
What Is a Boundary Line Agreement in NH Real Estate?
🏡 What Is a Boundary Line Agreement in NH Real Estate? Boundary issues are common in New Hampshire, especially in older towns like Plymouth, Campton, Rumney, Thornton, and Ashland, where property lines were established decades — or even centuries — ago. When a property line is unclear, disputed, or needs to be adjusted, a boundary line agreement may be used to legally confirm or modify the line between two neighboring properties. Here’s what NH buyers should know. ⭐ What Is
Jim Johnson
3 days ago2 min read
What Is a Right-of-Way (ROW) in NH Real Estate?
COPY THIS INTO THE MAIN BLOG BODY EDITOR (PASTE EVERYTHING BELOW): 🏡 What Is a Right-of-Way (ROW) in NH Real Estate? When buying in Plymouth, Campton, Thornton, Rumney, Ashland, or anywhere in Central NH, you may come across the term Right-of-Way, commonly referred to as ROW. A ROW can affect access, privacy, improvements, and long-term property rights. Because ROWs are legally recorded and stay tied to the land, understanding them before closing is essential. Here’s what NH
Jim Johnson
3 days ago2 min read
What Is a Septic Easement in NH Real Estate?
🏡 What Is a Septic Easement in NH Real Estate? In many parts of New Hampshire — especially rural areas like Plymouth, Campton, Thornton, Rumney, and Ashland — it’s common for homes to have septic systems located on a neighboring property or to share part of a system such as a leach field. When this happens, the property may have a septic easement. Understanding how septic easements work is crucial for NH buyers because these agreements impact property rights, maintenance res
Jim Johnson
3 days ago3 min read
What Is a Shared Driveway Agreement in NH Real Estate?
🏡 What Is a Shared Driveway Agreement in NH Real Estate? Shared driveways are extremely common in parts of New Hampshire, especially in areas like Plymouth, Campton, Rumney, Thornton, and other Central NH towns where older properties, rural layouts, or steep terrain make shared access practical. If you’re buying a home with a shared driveway, it’s important to understand who maintains it, who pays for it, and what legal rights come with it. Here’s what NH buyers need to know
Jim Johnson
3 days ago3 min read
What Is a Deed Restriction in New Hampshire Real Estate?
🏡 What Is a Deed Restriction in New Hampshire Real Estate? When buying a home in Plymouth, Campton, Thornton, Rumney, or anywhere in Central NH, it’s important to understand the rules that come with the property. One of the most overlooked — but most impactful — legal limitations is the deed restriction. Deed restrictions can limit what you can build, how you can use the land, and even what types of structures are allowed. Understanding them before closing is critical. Here’
Jim Johnson
3 days ago3 min read
What Is the Earnest Money Timeline in NH Real Estate?
🏡 What Is the Earnest Money Timeline in NH Real Estate? When buying a home in Plymouth, Campton, Thornton, Rumney, or anywhere across Central NH, one of the first steps after a seller accepts your offer is submitting earnest money. Understanding the timeline helps buyers stay compliant with the contract and prevents delays or disputes. Here’s exactly how the earnest money timeline works in New Hampshire. ⭐ When Is Earnest Money Due in NH? In most NH real estate transactions,
Jim Johnson
4 days ago2 min read
What Is a Clear-to-Close (CTC) in NH Real Estate?
🏡 What Is a Clear-to-Close (CTC) in NH Real Estate? If you’re buying a home in Plymouth, Campton, Thornton, Rumney, or anywhere across Central NH, one of the biggest milestones in the mortgage process is hearing the lender say you’re “clear to close” — often called CTC. This is the final approval before closing and signals that all underwriting conditions have been met. Here’s exactly what Clear-to-Close means and what happens next in New Hampshire. ⭐ What Does Clear-to-Clos
Jim Johnson
4 days ago2 min read
What Is a Title Commitment in NH Real Estate?
🏡 What Is a Title Commitment in NH Real Estate? During a home purchase in Plymouth, Campton, Thornton, Rumney, or anywhere in Central NH, you’ll receive a document called the title commitment (sometimes called a “commitment for title insurance”). This is one of the most important documents to review before closing, because it outlines exactly what the title insurance company is willing to insure — and what exceptions exist. Here’s what NH buyers need to know. ⭐ What Is a Tit
Jim Johnson
4 days ago2 min read
What Is a Use and Occupancy Agreement in NH Real Estate?
🏡 What Is a Use and Occupancy Agreement in NH Real Estate? In towns like Plymouth, Campton, Thornton, Rumney, and throughout Central NH, buyers and sellers often hit timing issues during a home sale. When one side needs temporary access to the property before or after closing, a use and occupancy agreement (sometimes called a U&O) can solve the problem while protecting both parties. Here’s how U&O agreements work in New Hampshire. ⭐ What Is a Use and Occupancy Agreement? A u
Jim Johnson
4 days ago2 min read
What Is a Kick-Out Clause in NH Real Estate?
🏡 What Is a Kick-Out Clause in NH Real Estate? In New Hampshire markets like Plymouth, Campton, Thornton, Rumney, and throughout Central NH, sellers sometimes receive offers that include home sale contingencies. To protect themselves and keep their property active, many sellers use a kick-out clause to maintain leverage while still accepting a contingent offer. Here’s exactly how a kick-out clause works in NH. ⭐ What Is a Kick-Out Clause? A kick-out clause allows a seller to
Jim Johnson
4 days ago2 min read
What Is an Escalation Clause in NH Real Estate?
🏡 What Is an Escalation Clause in NH Real Estate? In competitive markets like Plymouth, Campton, Thornton, Rumney, and across Central NH, homes often receive multiple offers. To stand out without dramatically overpaying, many buyers use an escalation clause — a strategic tool that automatically raises their offer only when competing bids appear. Here’s how escalation clauses work in New Hampshire and when to use them. ⭐ What Is an Escalation Clause? An escalation clause is a
Jim Johnson
4 days ago2 min read
What Is a Home Sale Contingency and How Does It Work in New Hampshire?
🏡 What Is a Home Sale Contingency and How Does It Work in New Hampshire? In markets like Plymouth, Campton, Thornton, Rumney, and across Central NH, many buyers need to sell their current home before they can purchase their next one. A home sale contingency gives them the time to do that — while also protecting them if their existing property doesn’t sell in time. Here’s how these contingencies work in NH and what both sides should understand. ⭐ What Is a Home Sale Contingen
Jim Johnson
4 days ago2 min read
What Are Non-Refundable Earnest Money Terms in NH Real Estate?
🏡 What Are Non-Refundable Earnest Money Terms in NH Real Estate? Across competitive markets in Plymouth, Campton, Rumney, Thornton, and the greater Central NH region, buyers sometimes use non-refundable earnest money to strengthen their offer. While it can make an offer more appealing to sellers, it also carries real financial risk for buyers. Here’s exactly how non-refundable earnest money works in New Hampshire. ⭐ What Is Non-Refundable Earnest Money? Earnest money is typi
Jim Johnson
4 days ago2 min read
What Is a Home Appraisal Gap Clause in NH Real Estate?
🏡 What Is a Home Appraisal Gap Clause in NH Real Estate? In competitive markets across Plymouth, Campton, Thornton, Rumney, and Central NH, buyers often face bidding wars where homes sell above asking price. When this happens, the appraisal doesn’t always match the contract price — which can cause major financing issues. That’s where an appraisal gap clause comes in. Here’s how it works and why buyers are using it in today’s NH market. ⭐ What Is an Appraisal Gap Clause? An a
Jim Johnson
4 days ago2 min read
What Is a Rent-Back Agreement and How Does It Work in New Hampshire?
🏡 What Is a Rent-Back Agreement and How Does It Work in New Hampshire? In competitive markets like Plymouth, Campton, Rumney, Thornton, and across Central NH, sellers sometimes need extra time to move out after closing. A rent-back agreement allows the seller to stay in the home temporarily — even after the buyer becomes the legal owner. Here’s how rent-backs work in NH and what both sides should know. ⭐ What Is a Rent-Back Agreement? A rent-back, also called “post-closing o
Jim Johnson
6 days ago2 min read
What Title Issues Commonly Delay a Closing in New Hampshire?
🏡 What Title Issues Commonly Delay a Closing in New Hampshire? When buying or selling a home in Plymouth, Campton, Rumney, Thornton, Ashland, or anywhere in Central NH, title problems can slow down the closing process. A clean title is required before ownership can legally transfer — and certain issues can cause last-minute delays. Here are the most common title problems NH homeowners should be aware of. ⭐ Unreleased Mortgages If an old mortgage wasn’t properly discharged, t
Jim Johnson
Nov 232 min read
What Is a Seller’s Net Sheet in NH Real Estate?
🏡 What Is a Seller’s Net Sheet in NH Real Estate? If you’re planning to sell a home in Plymouth, Campton, Thornton, Rumney, Ashland, or anywhere across Central NH, one of the most important documents your agent provides is a seller’s net sheet. This estimate helps you understand exactly how much money you’ll walk away with after closing. Here’s how it works for NH homeowners. ⭐ What Is a Seller’s Net Sheet? A seller’s net sheet is a detailed breakdown showing: ✔ Expected sal
Jim Johnson
Nov 222 min read
What Is a CMA (Comparative Market Analysis) in NH Real Estate?
🏡 What Is a CMA (Comparative Market Analysis) in NH Real Estate? Whether you’re buying or selling in Plymouth, Campton, Rumney, Thornton, Ashland, or anywhere in Central NH, one of the most important tools your agent uses is a Comparative Market Analysis, also known as a CMA. A CMA helps determine a property’s fair market value by analyzing similar homes in the area. Here’s what NH homeowners should know. ⭐ What Is a CMA? A Comparative Market Analysis is a detailed report pr
Jim Johnson
Nov 222 min read
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